I Need Money Now: 20 Quick Ways to Get Money Fast
I Need Money Now: 20 Quick Ways to Get Money Fast
I Need Money Now: 20 Quick Ways to Get Money Fast
I Need Money Now: 20 Quick Ways to Get Money Fast
February 04, 2024
February 04, 2024
February 04, 2024
February 04, 2024
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If you’ve caught yourself saying to yourself “I need money now”, you’re not alone. Maybe it’s because you’re not getting paid for a while or because you had to make a large purchase. Whatever the case is, your bank account is most likely feeling the effects and you’re probably wondering how you can make some cash quickly.
While you might not know where to start, just know there are plenty of options out there. Some ways might take longer than others, but they’ll all help you get money now. Keep reading if you want to learn some quick ways on how you can get money fast.
1. Sell Things You No Longer Need
There’s a good chance that your house is filled with things that you no longer need anymore. One of the quickest ways to get money fast is to declutter your house and sell the things you no longer need. From old cell phones to furniture and clothes, you can set up a garage sale or sell these extra things on online marketplaces. The best way to go about this is to make a list of what you're willing to get rid of and set prices that reflect their condition and market value.
2. Maximize Your Savings
Taking advantage of the money you already have in your financial accounts is a great way to improve your finances. Instead of using a traditional savings account, you can grow your money quicker by investing your money in a high yield savings account. The interest rates will be higher and help you make more off the same amount of money.
While high yield savings accounts are a popular choice, there are a variety of financial vehicles to increase your money. Some alternatives to savings accounts are CDs, money market accounts, and investment accounts. Whatever route you go, you’ll be able to get a better return on investment (ROI) for your money instead of leaving it in a traditional bank.
If you’ve caught yourself saying to yourself “I need money now”, you’re not alone. Maybe it’s because you’re not getting paid for a while or because you had to make a large purchase. Whatever the case is, your bank account is most likely feeling the effects and you’re probably wondering how you can make some cash quickly.
While you might not know where to start, just know there are plenty of options out there. Some ways might take longer than others, but they’ll all help you get money now. Keep reading if you want to learn some quick ways on how you can get money fast.
1. Sell Things You No Longer Need
There’s a good chance that your house is filled with things that you no longer need anymore. One of the quickest ways to get money fast is to declutter your house and sell the things you no longer need. From old cell phones to furniture and clothes, you can set up a garage sale or sell these extra things on online marketplaces. The best way to go about this is to make a list of what you're willing to get rid of and set prices that reflect their condition and market value.
2. Maximize Your Savings
Taking advantage of the money you already have in your financial accounts is a great way to improve your finances. Instead of using a traditional savings account, you can grow your money quicker by investing your money in a high yield savings account. The interest rates will be higher and help you make more off the same amount of money.
While high yield savings accounts are a popular choice, there are a variety of financial vehicles to increase your money. Some alternatives to savings accounts are CDs, money market accounts, and investment accounts. Whatever route you go, you’ll be able to get a better return on investment (ROI) for your money instead of leaving it in a traditional bank.
3. Negotiate Your Monthly Bills
Most people don’t know this but there’s a good chance you’re overpaying on your monthly bills. A quick and easy way to put money back into your pockets is to change your service providers like your internet, cell phone, or even car insurance. Most times, people find the best deal for their current providers but don’t know that over time better deals become available. An app like Hiatus will help negotiate your bills for you so you can get cheaper rates without having to talk to anyone.
4. Start Walking Places
Saving money is the same as making money, right? With that being said, you could always walk to where you need to get instead of driving. Not only will this help you save money on gas, but there are different apps out there that’ll pay you just to walk. Making some extra cash to exercise seems like a win-win situation. Some of the apps that do this are Evidation, Charity Miles, and HealthyWage. Depending on how much you walk, the more quick money you can make.
5. Do Jobs For People In Your Community
Take advantage of some of your skills if you're handy or have skills that can be of use to those in your community. Things from cutting grass, to home repairs and even painting could be some of the things you do for the people in your neighborhood that might need help with. Promote yourself in local bulletin boards or on online platforms like Thumbtack to get your name out there and connect with people who need a hand.
6. Cancel Unwanted Subscriptions
One thing that drains our wallets and something we tend to forget about is subscription services. How many times do you download an app for its free trial and then forget to cancel them before it expires? It’s really easy to spend money on things you forgot about. Staying on top of your monthly expenses and canceling things you don’t need or forget about can help you save money fast. Financial apps like Hiatus will track all your subscriptions in its dashboard and cancel the ones you no longer want.
3. Negotiate Your Monthly Bills
Most people don’t know this but there’s a good chance you’re overpaying on your monthly bills. A quick and easy way to put money back into your pockets is to change your service providers like your internet, cell phone, or even car insurance. Most times, people find the best deal for their current providers but don’t know that over time better deals become available. An app like Hiatus will help negotiate your bills for you so you can get cheaper rates without having to talk to anyone.
4. Start Walking Places
Saving money is the same as making money, right? With that being said, you could always walk to where you need to get instead of driving. Not only will this help you save money on gas, but there are different apps out there that’ll pay you just to walk. Making some extra cash to exercise seems like a win-win situation. Some of the apps that do this are Evidation, Charity Miles, and HealthyWage. Depending on how much you walk, the more quick money you can make.
5. Do Jobs For People In Your Community
Take advantage of some of your skills if you're handy or have skills that can be of use to those in your community. Things from cutting grass, to home repairs and even painting could be some of the things you do for the people in your neighborhood that might need help with. Promote yourself in local bulletin boards or on online platforms like Thumbtack to get your name out there and connect with people who need a hand.
6. Cancel Unwanted Subscriptions
One thing that drains our wallets and something we tend to forget about is subscription services. How many times do you download an app for its free trial and then forget to cancel them before it expires? It’s really easy to spend money on things you forgot about. Staying on top of your monthly expenses and canceling things you don’t need or forget about can help you save money fast. Financial apps like Hiatus will track all your subscriptions in its dashboard and cancel the ones you no longer want.
7. Participate In Online Surveys
Another quick and easy way to make money is to take online surveys. Believe it or not, there are many companies that pay people to take their surveys. Survey Junkie is one of those companies who does online surveys. They do so in order to gather data on consumer habits and preferences. Taking the surveys won’t make you a fortune but it’s a quick survey and getting a few bucks for a few minutes isn’t a bad gig. If you go this route, make sure that you’re signing up for reputable survey sites and not any scams.
8. Recycle Bottles and Cans
Get paid to help the environment out. Something that not everybody does but has the potential to earn you some quick cash is to recycle empty bottles and cans. It might not make you a fortune each time you do it, but it sure is a quick way to get a few extra bucks. Hosting a birthday party, holiday party, or just getting together with friends for some Sunday football could be just what you need to make a quick $20.
9. Rent Out Your Extra Space
If you have a spare room or two in your house, a garage, or even a driveway you’re not using? Why not rent that space out to people who need it and bring in some extra cash. Platforms like Airbnb, VRBO, or JustPark are great places to list whatever it is you’re looking to rent and connect with potential renters. It’s essential that you read the terms and conditions carefully, and be a responsible host who provides a clean, safe, and welcoming environment for your guests.
10. Sell Your Skills On Freelance Websites
Thinking to yourself, “I need money now!?” An easy way to put your skills to use is to take advantage of freelancing websites like Upwork, Fiverr, or Freelancer. Freelancing is one of those side hustles that can get you money fast. These platforms have many job openings for a wide variety of skillsets including writing, programming, graphic design, and even acting. Freelancing is great because you get to set your own rates and work on your schedule as long as you meet the deadlines and deliver good quality work.
11. Ask For A Raise
It may seem “unethical” because it’s not something you can do all the time, but one of the quickest ways to get money fast is to ask for a raise at work. If you’re somebody that goes above and beyond your job tasks, you’re always present, it’s highly likely that your hard work isn’t going unnoticed. You might feel a bit uneasy asking for a raise but it doesn’t hurt to have a conversation with the higher ups and asking.
12. Drive For Ride-Sharing Services
Have a valid driver’s license and a car? If so, why not get compensated and drive for ride-sharing services like Uber or Lyft. Driving for one of these companies is a great way to make some extra cash because you get to set your own hours. Living in a busy area with high demand for this service can become a great second source of income. In order to get approved you’ll need to pass a background check and meet some other requirements, but you can get on the road and start earning once you’re approved.
13. Affiliate Marketing
If you’re a content creator, then affiliate marketing is a great way to make $10k a month, if you're good at it. All you need to do is promote somebody else’s service or product and get paid a commission on the sales you generate. A few different channels you can promote brands on are your Youtube channel, a blog, and a social media page. A best practice for affiliate marketing would be to choose products that align best with your audience’s interests. This will increase the chances of your readers/viewers taking action. Obviously the bigger your audience, the more potential you’ll have to earn more from affiliate marketing.
14. Participate In Paid Focus Groups
Just like online surveys, you can get money fast for sharing your opinions by participating in paid focus groups. Most times, market research companies will pay you to gather feedback on new products or ideas they have. It might not be as easy as an online survey because you’ll need to qualify based on your interests and demographics, however payouts could range from $50-$200 sometimes more for just a few hours of your time.
15. Take Advantage Of Referral Incentives
Companies tend to offer incentives in order to acquire new customers. Whether it be sign-up bonuses or incentives for referring people to use their products, many companies are willing to give you some money for bringing them customers. For example, you could get a $500 bonus for opening a new bank account with a particular financial institution. Or, you could receive $20 credit from an app like Uber if you refer a family member or friend to use their app. These opportunities are easy ways to get money quickly that you can greatly benefit from.
16. Become A Delivery Driver
Driving around others might not be your thing, it’s possible you’re an introvert and prefer not to hold long conversations in the car. That doesn't mean there’s not another way to make money on four wheels. Making food deliveries for the local pizzeria or one of the many food delivery apps can put some fast money in your pockets. Most delivery drivers get tips after they complete a trip and have the benefit of setting their own hours.
17. Tutor students online
Another way to get money fast is to tutor students online. You can take advantage of your degree or even expertise in different subjects or languages by tutoring foreign students who want to learn English. Great platforms to use are TutorMe, Chegg, or Skooli for tutoring students. An advantage of tutoring is that you can choose your hours and make a pretty decent hourly rate as well.
18. Babysit
Do you have any close family friends or locals in the area with young children? There’s a good chance they might be looking for a babysitter on weekends or weeknights. Babysitting is one of the quickest ways to make money. The best part is that if you need to babysit at night time, once the kids go to sleep, you could take advantage of the down time and look to make money doing something else!
19. Get a Loan From Your Retirement Account
While this might not be the best long term solution, getting a loan from your retirement account can be a quick fix if you need money now. Accounts such as 401ks and individual retirement accounts will allow you money out from your retirement funds. Most accounts require that you pay back one loan before you take out a second. The “downside” is that you’ll have to pay this loan back with interest. If you don’t, that loan can be seen as taxable income and you could wind up paying taxes on that.
20. Cash In Unused Gift Cards
It’s all too common that after the holidays or our birthday, we’re left with a handful of gift cards. Now while some of the gift cards may come in handy for us, the rest could be useless. Instead of just putting them off to the side and never using them or feeling obligated to shop from that store, you could always cash them in. While it may not be full face value of what the gift card is worth, it is a quick way to get money fast and give you more cash on hand.
7. Participate In Online Surveys
Another quick and easy way to make money is to take online surveys. Believe it or not, there are many companies that pay people to take their surveys. Survey Junkie is one of those companies who does online surveys. They do so in order to gather data on consumer habits and preferences. Taking the surveys won’t make you a fortune but it’s a quick survey and getting a few bucks for a few minutes isn’t a bad gig. If you go this route, make sure that you’re signing up for reputable survey sites and not any scams.
8. Recycle Bottles and Cans
Get paid to help the environment out. Something that not everybody does but has the potential to earn you some quick cash is to recycle empty bottles and cans. It might not make you a fortune each time you do it, but it sure is a quick way to get a few extra bucks. Hosting a birthday party, holiday party, or just getting together with friends for some Sunday football could be just what you need to make a quick $20.
9. Rent Out Your Extra Space
If you have a spare room or two in your house, a garage, or even a driveway you’re not using? Why not rent that space out to people who need it and bring in some extra cash. Platforms like Airbnb, VRBO, or JustPark are great places to list whatever it is you’re looking to rent and connect with potential renters. It’s essential that you read the terms and conditions carefully, and be a responsible host who provides a clean, safe, and welcoming environment for your guests.
10. Sell Your Skills On Freelance Websites
Thinking to yourself, “I need money now!?” An easy way to put your skills to use is to take advantage of freelancing websites like Upwork, Fiverr, or Freelancer. Freelancing is one of those side hustles that can get you money fast. These platforms have many job openings for a wide variety of skillsets including writing, programming, graphic design, and even acting. Freelancing is great because you get to set your own rates and work on your schedule as long as you meet the deadlines and deliver good quality work.
11. Ask For A Raise
It may seem “unethical” because it’s not something you can do all the time, but one of the quickest ways to get money fast is to ask for a raise at work. If you’re somebody that goes above and beyond your job tasks, you’re always present, it’s highly likely that your hard work isn’t going unnoticed. You might feel a bit uneasy asking for a raise but it doesn’t hurt to have a conversation with the higher ups and asking.
12. Drive For Ride-Sharing Services
Have a valid driver’s license and a car? If so, why not get compensated and drive for ride-sharing services like Uber or Lyft. Driving for one of these companies is a great way to make some extra cash because you get to set your own hours. Living in a busy area with high demand for this service can become a great second source of income. In order to get approved you’ll need to pass a background check and meet some other requirements, but you can get on the road and start earning once you’re approved.
13. Affiliate Marketing
If you’re a content creator, then affiliate marketing is a great way to make $10k a month, if you're good at it. All you need to do is promote somebody else’s service or product and get paid a commission on the sales you generate. A few different channels you can promote brands on are your Youtube channel, a blog, and a social media page. A best practice for affiliate marketing would be to choose products that align best with your audience’s interests. This will increase the chances of your readers/viewers taking action. Obviously the bigger your audience, the more potential you’ll have to earn more from affiliate marketing.
14. Participate In Paid Focus Groups
Just like online surveys, you can get money fast for sharing your opinions by participating in paid focus groups. Most times, market research companies will pay you to gather feedback on new products or ideas they have. It might not be as easy as an online survey because you’ll need to qualify based on your interests and demographics, however payouts could range from $50-$200 sometimes more for just a few hours of your time.
15. Take Advantage Of Referral Incentives
Companies tend to offer incentives in order to acquire new customers. Whether it be sign-up bonuses or incentives for referring people to use their products, many companies are willing to give you some money for bringing them customers. For example, you could get a $500 bonus for opening a new bank account with a particular financial institution. Or, you could receive $20 credit from an app like Uber if you refer a family member or friend to use their app. These opportunities are easy ways to get money quickly that you can greatly benefit from.
16. Become A Delivery Driver
Driving around others might not be your thing, it’s possible you’re an introvert and prefer not to hold long conversations in the car. That doesn't mean there’s not another way to make money on four wheels. Making food deliveries for the local pizzeria or one of the many food delivery apps can put some fast money in your pockets. Most delivery drivers get tips after they complete a trip and have the benefit of setting their own hours.
17. Tutor students online
Another way to get money fast is to tutor students online. You can take advantage of your degree or even expertise in different subjects or languages by tutoring foreign students who want to learn English. Great platforms to use are TutorMe, Chegg, or Skooli for tutoring students. An advantage of tutoring is that you can choose your hours and make a pretty decent hourly rate as well.
18. Babysit
Do you have any close family friends or locals in the area with young children? There’s a good chance they might be looking for a babysitter on weekends or weeknights. Babysitting is one of the quickest ways to make money. The best part is that if you need to babysit at night time, once the kids go to sleep, you could take advantage of the down time and look to make money doing something else!
19. Get a Loan From Your Retirement Account
While this might not be the best long term solution, getting a loan from your retirement account can be a quick fix if you need money now. Accounts such as 401ks and individual retirement accounts will allow you money out from your retirement funds. Most accounts require that you pay back one loan before you take out a second. The “downside” is that you’ll have to pay this loan back with interest. If you don’t, that loan can be seen as taxable income and you could wind up paying taxes on that.
20. Cash In Unused Gift Cards
It’s all too common that after the holidays or our birthday, we’re left with a handful of gift cards. Now while some of the gift cards may come in handy for us, the rest could be useless. Instead of just putting them off to the side and never using them or feeling obligated to shop from that store, you could always cash them in. While it may not be full face value of what the gift card is worth, it is a quick way to get money fast and give you more cash on hand.
This blog post may contain affiliate links, which means that Hiatus may receive compensation when you click on a link and take action at no additional cost to you.
Find Ways to Save
Find Ways to Save
Find Ways to Save
Find Ways to Save